Understanding Credit: How To Get Financed

Our onsite credit specialists understand that bad things can happen to good people. If your credit is challenged or you are going though a bankruptcy, allow our trained credit specialists at Larry H. Miller Ford Lincoln Draper work with to find a suitable financing option and take the next step towards applying, financing, and rebuilding your credit. Just because your credit score isn't great, that doesn't mean you have to pay a high rate pass on the vehicle that fits your wants and needs. With our 5+ dozen store buying power, we're able to leverage our relationship with lenders and banks all over the country to get you the most competitive and affordable rates possible. 

How To Qualify For Financing

There are many factors that come into play when a creditor makes a decision on whether or not to give you a loan for purchasing a vehicle. The four top reasons are: 

  • Application Information: Information you provide such as employment, residence and income information.
  • Credit History: Information of all other credit in your credit file.
  • Down Payment: The amount of money you are putting toward the vehicle or the total value of our trade.
  • Vehicle Selection: The year, cost, and the mileage on a vehicle. 

    Your budget is the most important thing when buying a car and getting approved for finance. This includes how much you make versus how much you currently pay in bills each month. See how a larger down payment will increase the chance of better rates and monthly payment with our online payment calculator.

    Let Larry H. Miller Ford Lincoln Draper help guide you through the financing process. Call or visit us at 11442 South Lone Peak Parkway in Draper, Utah. We look forward to serving you!


    Larry H. Miller Ford Draper

    11442 South Lone Peak Parkway
    Directions Draper, UT 84020

    • Sales: 801-895-4209
    • Service: 801-895-4521
    • Parts: 801-984-4918


    • Monday 9am-8pm
    • Tuesday 9am-8pm
    • Wednesday 9am-8pm
    • Thursday 9am-8pm
    • Friday 9am-8pm
    • Saturday 9am-8pm
    • Sunday Closed

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